According to a study conducted by Federal Trade Commision, one in five people have an error on at least one of their credit reports. Errors on your credit reports can lower your credit score, which could hurt your ability to get new lines of credit or make the terms of credit more expensive. Ultimately, these errors could be costing you money, ( this information was obtained from CFPB , Consumer Financial protection bureau web site ).

Under The Fair Credit Reporting Act (FCRA) you have a right to the fair and accurate reporting of your credit information. The Fair Credit Reporting Act (FCRA) is a federal law that helps to ensure the accuracy, fairness and privacy of the information in consumer credit bureau files. You have a right to dispute incomplete or inaccurate information. If you Identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous.

We will show you exactly what’s hurting your score and how we can help you to fix it. We will Contact Credit Reporting agencies, your Creditors or any third Party reporting agencies on your behalf and will challenge and dispute all questionable and inaccurate negative items on your credit report.

According to FCRA, Consumer Reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information.